Terms of Use

This website is provided by Raphael & Associés, henceforth referred to as “we” or “us” or “our.”

The Legal Notice, which can be amended at any time, sets forth the expectations for the use of this website and the terms and conditions on which we provide all materials published on this website.

This website is for private use. By accessing it you, the user, agree:

  • Not to use this website or its content in violation of any law or regulation
  • Not to copy, alter, or distribute the content without our express written permission
  • Not to copy or reproduce, in part or in whole, this website for any reason other than personal or internal business purposes.
  • Not to benefit commercially from this website

Cookies and Personal Information
This site may use cookies. You can block them through your individual internet browser, but otherwise we reserve the right to use aggregated data from them to evaluate and improve this site and our services.
Any personal information provided to us will be not be sold, distributed or used except to respond to your request or improve our firm or this site.  However, any received information will be disclosed if required to comply with legal or regulatory requirements.

The content of the website including but not limited to, overall design, selections and arrangement of the materials as well at trade names, and logos is our property. Reproduction is allowed only if done occasionally, free of charge, unaltered, and with awareness of this Legal Notice. Any unauthorized reproduction, apart from the previously mentioned, will be punishable to the full extent of the law.

Personal data
The content of any personal data related to our members cannot be used without the prior and express consent of the concerned member. And, users cannot collect and process the said data in relation to any act which may have a connection with our activities and the activities of our members.

We accept no liability for any claim related to the loss or cost arising from any error, omission, inaccurate information, or malicious program.
While this site may contain links to other websites, we accept no responsibility for any claim arising out of the use of a third party site.

The content available on this website has been provided for informational purposes only. We expressly confirm that it does not constitute legal advice, representation or an attorney-client relationship in any form.